INSURANCE
An overview of the support that the Alliance can offer mobile baby and toddler groups
If you run a ‘mobile’ baby and toddler group for under-fours, you might be wondering if you need insurance and, if so, what type of insurance.
Well, the Alliance can help! Our insurance offer can help by providing cover for your group, your equipment and your money in case of accidents, incidents and theft. We also understand that many groups are run voluntarily and on a not-for-profit basis, which means that navigating your way through the world of insurance might not be a priority or something you are familiar with.
Across, we summarise some important information about what insurance may suit your ‘mobile’ baby and toddler group.
Firstly, let’s clear up what we mean by ‘mobile’ baby and toddler sessions. If the children that attend are accompanied by an adult and are under four years old, then you’re in the right place. If you attend several different venues transporting your equipment between them to run your group, then this insurance may help.
If you run a baby and toddler group at just the one venue, a slightly different cover could suit your needs better. You can find out more at: bit.ly/BT-group-insurance.
The key features of this insurance are:
It’s your responsibility to ensure that each venue has its own insurance and risk assessments in place and up to date.
Your equipment is covered on an ‘all risks’ basis anywhere in Great Britain, The Channel Islands, Isle of Man and Northern Ireland. This means that there's cover for lost, damaged or stolen equipment both at your venues and anywhere else in the places listed. However, this also depends on the terms and limits of your policy.
Hopefully, we’ve provided you with enough information to answer your questions and help you to decide if you need insurance for your group. If you have any further questions or concerns, or would like to get a quote for your group, please contact our Insurance team on 020 7697 2595 or email insurance@ eyalliance.org.uk.